About me

I am a Credit Analyst in New York with a passion for finance, analytics, and problem-solving. I studied Finance at the University of Illinois and taught myself data science tools like Python to more deeply explore my passions. Outside of work, I stay involved in non-profits and enjoy learning to play the piano and guitar.

What I'm Doing


Education

  1. University of Illinois Urbana-Champaign

    Graduated May 2022

    2. Vice President: Finance Academy

    • Recruited top business students to develop technical, business, and leadership skills
    • Co-ordinated events and activities to bring in guest speakers from various financial sectors
    • Managed a mentorship program that pairs upperclassmen with new recruits


    Teaching Assistant: Advanced Data Science

    • Assisted Masters students in learning Advanced Data Science and Python for Finance
    • Assisted the classroom activities and graded homework for the standard/advanced course


    Research Assistant: Political Representation Project

    • Researched the impact of remote work policies on the diversity of political representation
    • Explored ways of visually representing findings using Python mapping tools


My Skills

  • design icon

    Programming Skills

    • Python • SAS
    • Javascript • R
    • HTML • Web Design
    • Jupyter Notebooks
    • Script Automation

  • Web development icon

    Software

    • Tableau • SAS Viya
    • CapIQ • Bloomberg
    • eMoney • WordPress
    • FICO Analytics Workbench
    • Adobe Photoshop

  • mobile app icon

    Personal Skills

    • Problem Solving
    • Teaching

  • camera icon

    Languages

    • English
    • Hindi

Credit Work

Work Experience

  1. Synchrony Financial

    2021 — Present
    AVP: Credit Acquisition Strategy Insights & Optimization

    • Lead Analyst for organization-wide credit acquisition strategy overhaul
    • Developed merchant specific credit line strategies to maximize sales probability
    • Automated the production of Acquisition Report to promptly identify shifts in application mix


    Credit Analyst: Loss Forecasting and Reserves

    • Optimized Imprecision calculation in loss forecast variances
    • Refined Terminal Value calculation in loss forecast over 5-year horizon


    Credit Analyst: Health and Wellness

    • Automated daily fraud and acquisition reports via cronjobs to monitor trends
    • Highlighted key acquisition and fraud trendsto senior credit leaders


    Credit Analyst: Loss Mitigation

    • Implemented changes to credit limit decrease strategies
    • Leveraged merchant shared data in loss mitigation strategies


    Credit Analytics BLP Intern: Amazon Client Team

    • Analyzed 7 million Amazon accounts to identify 150K accounts for a credit limit increase

Non Profit

  • arrival

    Intempo Financial Literacy

  • arrival

    Stamford Partnership Gala

    • Non Profit Work

    1. INTEMPO

      Jun 2023 - Present
      Treasurer

      • Advise board on financial strategy to support music education for immigrant students
      • Built a visualization tool for other members to easily contextualize financial results
      • Crafted the investment strategy balancing long term growth with liquidity needs


    2. Synchrony Skills Academy

      Jun 2022 - Present
      Financial Literacy Volunteer

      • Increased employee benefit utilization through guidance on benefits management
      • Designed and taughtsavings, budgeting, investing and taxes to high school students


    3. Stamford Partnership

      Jun 2023 - Present
      Financial Literacy Volunteer

      • Assist with the planning of the annual gala
      • Reorganized and fixed bugs on website using WordPress


    Music

    • Get Lucky - Piano

    • Blinding Lights

    • Your Name

    • Come & Go

    • Solo in E Major

    • Simple Thoughts

    • Get Lucky - Guitar

    • Joker and the Thief

    • Love Me Like You Do

    • Same Drugs