About me

I'm a Credit Analyst at Synchrony Financial in New York. My role focuses on Credit Acquisition Strategies. Prior to this I was a part of Synchrony's BLP rotational program where I got the opportunity to learn about the consumer credit business through experiences on the Loss Mitigation strategy team, the Credit Acquistion reporting team and the Loss Forecasting and Reserves team.

I graduated from the University of Illinois with a degree in Finance from the Gies College of Business. Since I was interested in data science I learned how to use python and other data science tools to complement my Finance degree. I enjoy problem solving and reading the news which is why I have always been drawn towards Data Analytics and Finance.


This website showcases my work and non-profit experiences, research projects and music that I've learned to play on the piano and guitar.

What i'm doing

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    Credit Analytics

    I use my Finance and Technology skills in my role as a Credit Analyst

  • Web development icon

    Research Projects

    I love researching new ideas and figuring things out

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    Financial Literacy

    I teach finacial literacy to high school students

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    Music

    I am learning to play the piano and guitar.

Resume

Work Experience

  1. Synchrony Financial

    2021 — Present
    AVP Credit Acquisition Strategy: Insights & Optimization

    • Identifying opportunities to enhance credit acquisistion strategies


    Credit Analytics BLP: Loss Forecasting and Reserves

    • Proposed New Imprecision calculation to more accurately capture loss forecast variances
    • Enhanced Terminal value calculation to better forecast losses 60 months post charge off
    • Validated and Reviewed Quarterly ACL processes to ensure data accuracy


    Credit Analytics BLP: Health and Wellness Portfolio Credit Management

    • Automated the daily fraud and acquistion reports in Tableau and SAS Viya
    • Delivered monthly portfolio acquisition updates to health and wellness client teams


    Credit Analytics BLP: Loss Mitigation

    • Managed the loss mitigation strategies for all client teams
    • Implemented changes for credit limit decrease and account closure strategies
    • Tested the feasibility of newly acquired data to be implemented in strategies


    Credit Analytics BLP Intern: Amazon Client Team

    • Analyzed 7 million Amazon accounts to identify 150K accounts for a credit limit increase
    • Tested statistical financial performance of target populations using SAS, Excel Pivot tables
    • Tested the adequacy of the current credit line amounts among various populations

Financial Literacy

  1. Synchrony Financial

    2022 — Present
    Synchrony Skils Academy

    • Hosted Financial Literacy Sesssions for high schools students attending the academy
    • Presented students with interactive activities to increase interest in Personal Finance


    Black Experiences+ Network

    • Communicated the Financial Benefits Synchrony available to employees
    • Hosted Financial Literacy Sesssions for the Women's Network and New Hires
    • Hosted Financial Literacy Sesssions for Girls Who Code


Community Service

  1. Stamford Partnership

    2022 — Present
    Volunteer

    • Reorganized and fixed bugs on website using WordPress
    • Analyzed Site traffic via Google Analytics and presented findings to CEO
    • Assisted with the planning of the annual gala


  2. Intempo

    2022 — Present
    Board Member: Treasurer

    • Served as Treasurer on the Finance Committee
    • Presented Financial reports at quarterly board meetings
    • Oversaw all financial budget projections prepared by the Finance Committee

Education

  1. University of Illinois Urbana-Champaign

    2018 — 2022 GPA: 3.98
    Vice President: Finance Academy

    • Recruited top business students to develop technical, business, and leadership skills
    • Co-ordinated events and activities to bring in guest speakers from various financial sectors
    • Managed a mentorship program that pairs upperclassmen with new recruits


    Teaching Assistant: Advanced Data Science

    • Assisted Masters students in learning Advanced Data Science and Python for Finance
    • Assisted the classroom activities and graded homework for the standard/advanced course


    Research Assistant: Political Representation Project

    • Researched the impact of remote work policies on the diversity of political representation
    • Explored ways of visually representing findings using Python mapping tools

My Skills

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    Programming Skills

    • Python • SAS
    • Javascript • R
    • HTML • Web Design
    • Jupyter Notebooks
    • Script Automation

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    Software

    • Tableau • SAS Viya
    • CapIQ • Bloomberg
    • eMoney • WordPress
    • FICO Analytics Workbench
    • Adobe Photoshop

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    Personal Skills

    • Problem Solving
    • Teaching

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    Languages

    • English
    • Hindi

Music

  • Get Lucky - Piano

  • Blinding Lights

  • Your Name

  • Come & Go

  • Solo in E Major

  • Simple Thoughts

  • Get Lucky - Guitar

  • Joker and the Thief

  • Love Me Like You Do